This handbook is free but you'll need to log in to view it. Why do I need to log in? Log in Create account Go to Expand all + Step 1: capital Step 2: work out your maximum amount Step 3: work out your monthly income Step 4: deduct monthly income from maximum amount Your maximum amount Standard allowance Child element Elements for illness Carer element Housing costs element Help with your rent Childcare element ← Previous 3. Basic rules Next → 5. Claiming universal credit