This handbook is free but you'll need to log in to view it. Why do I need to log in? Log in Create account Go to Expand all + Chapter 12: How income affects universal credit Basic facts 1. Working out your income 2. Grants and loans If you get a student loan for maintenance If you do not get a student loan for maintenance 3. Dividing income throughout the year 4. Earnings 5. Benefits 6. Maintenance 7. Savings and other capital Chapter 13: How income affects housing benefit Basic facts 1. Working out your income 2. Grants and loans Grants Undergraduate grants Paramedic, nursing and midwifery students’ grants Postgraduate grants Grants in further education Student loans for maintenance 3. Dividing student income throughout the year Student loans for maintenance Courses starting in the autumn term lasting more than a year Courses not starting in the autumn term Courses lasting one year or less If you leave your course early Grants The standard rule for grants Higher education grants Paramedic, nursing and midwifery bursaries Further education grants Postgraduate funding If you leave your course early 4. Discretionary funds and other payments Discretionary funds Lump-sum payments Regular payments Payments before a course starts or before a loan is paid Other payments Voluntary or charitable payments 5. Earnings 6. Benefits 7. Maintenance 8. Savings and other capital Chapter 14: How income affects health benefits Basic facts 1. Working out your income 2. Grants and loans Grants Student loan 3. Discretionary funds and other payments Discretionary funds Lump-sum payments Regular payments Other payments Voluntary or charitable payments 4. Earnings 5. Benefits 6. Maintenance 7. Savings and other capital ← Previous 6. Other support for students Next → Chapter 12: How income affects universal credit