This handbook is free but you'll need to log in to view it. Why do I need to log in? Log in Create account Go to Basic facts 1. Working out your income 2. Grants and loans If you get a student loan for maintenance If you do not get a student loan for maintenance 3. Dividing income throughout the year 4. Earnings 5. Benefits 6. Maintenance 7. Savings and other capital ← Previous Part 3: Treatment of income Next → Basic facts