Advice
Contact your student services department, student association, bursaries office or local advice agency (see advicelocal.uk/find-an-adviser for advice on studying and claiming benefits.
If you're an adviser, you might like to try our Welfare Rights search.
Contact your student services department, student association, bursaries office or local advice agency (see advicelocal.uk/find-an-adviser for advice on studying and claiming benefits.
5 Renfield Street (4th Floor)
Glasgow G2 5EZ
Tel: 0141 552 3303
Advice line for advisers only: 0141 552 0552 (Mon–Thurs: 10am–4pm; Fri: 10am–12 noon)
CPAG in Scotland provides an advice, information and training service for advisers.
This Scottish government-designed website contains funding information for students, parents and those working with students.
Studio 1.09, St Margaret’s House
151 London Road
Edinburgh EH7 6AE
Freephone helpline: 0800 999 2568 (Mon, Wed, Thurs: 2–4pm; Tues, Fri: 10am–12 noon)
Lead Scotland is a charity that enables disabled adults and carers to access learning opportunities.
1 Papermill Wynd
McDonald Road
Edinburgh EH7 4QL
Tel: 0300 303 8602
97 Haymarket Terrace
Edinburgh EH12 5HD
Tel: 0131 313 6500
Compass House
11 Riverside Drive
Dundee DD1 4NY
Tel: 0345 603 0891
Saughton House
Broomhouse Drive
Edinburgh EH11 3UT
Tel: 0300 555 0505
10 Clyde Place
Glasgow G5 8DF
Tel: 0141 306 2000
Woburn House
20–24 Tavistock Square
London WC1H 9HQ
Advice line for students: 020 7788 9214 (Mon–Fri: 1–4pm)
UKCISA provides advice and information to international students studying in the UK, and to staff who work with them.
| JSA 1995 | Jobseekers Act 1995 |
| LGFA 1992 | Local Government Finance Act 1992 |
| SS(S)A 2018 | Social Security (Scotland) Act 2018 |
| SSCBA 1992 | Social Security Contributions and Benefits Act 1992 |
| WRA 2007 | Welfare Reform Act 2007 |
| WRA 2012 | Welfare Reform Act 2012 |
Each set of regulations has a statutory instrument (SI) number and a date. You can find them all at legislation.gov.uk.
| CB Regs | The Child Benefit (General) Regulations 2006 No.223 |
| CSP Regs | The Carer’s Assistance (Carer Support Payment) (Scotland) Regulations 2023 No.302 |
| CT(D)(S)CAO | The Council Tax (Discounts) (Scotland) Consolidation and Amendment Order 2003 No.176 |
| CTR(S) Regs | The Council Tax Reduction (Scotland) Regulations 2021 No.249 |
| DAWAP(S) Regs | The Disability Assistance for Working Age People (Scotland) Regulations 2022 No.54 |
| ESA Regs | The Employment and Support Allowance Regulations 2013 No.379 |
| HB Regs | The Housing Benefit Regulations 2006 No.213 |
| JSA Regs 2013 | The Jobseeker’s Allowance Regulations 2013 No.378 |
| LMI Regs | The Loans for Mortgage Interest Regulations 2017 No.725 |
| NHS(TERC)(S) Regs | The National Health Service (Travelling Expenses and Remission of Charges) (Scotland) (No.2) Regulations 2003 No.460 |
| SCP Regs | The Scottish Child Payment Regulations 2020 No.351 |
| UC Regs | The Universal Credit Regulations 2013 No.376 |
| ADM | Advice for Decision Making |
| DMG | Decision Makers’ Guide |
| GM | Housing Benefit/Council Tax Benefit Guidance Manual |
References like CIS/142/1990 and R(JSA) 2/02 are references to commissioners’ decisions.
References like AD v SSWP [2009] UKUT 46 (AAC) are references to decisions of the Upper Tribunal.
Student Awards Agency Scotland gives money to colleges to provide support for further education (FE) students. Colleges must follow national guidelines in allocating their funds.
The following allowances are available to students attending college on a full-time course:1
In addition, the following funds are available:2
Student Awards Agency Scotland, National Guidance for Further Education Bursaries 2026-27, June 2026; Student Awards Agency Scotland, Education Maintenance Allowance Guidance 2026 to 2027, July 2026
Student Awards Agency Scotland, Further Education Discretionary Funding 2026-27, June 2026; Student Awards Agency Scotland, Childcare Funding for College Students 2026 to 2027, July 2026
An education maintenance allowance is a means-tested weekly allowance for 16–19-year-olds, paid fortnightly in arrears during term time but not during breaks. You get an education maintenance allowance of £30 a week if your household income is £24,421 or less (£26,884 if your parents have another child under 16 or another child under 25 in education).
You can claim from the autumn term if your 16th birthday falls between 1 March 2026 and 30 September 2026. You can claim from the winter term if your 16th birthday falls between 1 October 2026 and 28 February 2027. If you had an allowance previously, you can claim again if you are continuing in further education for up to three years (four years if you are regarded as ‘vulnerable’). If you can get an education maintenance allowance, you cannot get a bursary maintenance allowance as well, unless you live away from your parents’ home (see here).
If you are 18 or 19, you should be assessed for a bursary maintenance allowance, and you are only considered for an education maintenance allowance if this is better for your household overall or you do not qualify for a bursary.
The bursary maintenance allowance is an income-assessed allowance and is discretionary. It is not repayable.
| Maximum weekly maintenance allowance 2026/27 | ||
| Parental home | Elsewhere | |
| Receiving education maintenance allowance | – | £49.91 |
| Receiving universal credit (UC) | £28.00 | £28.00 |
| Aged 18 to 24 | £99.35 | £125.55 |
| Aged 25 or over | £125.55 | £125.55 |
Students entitled to an education maintenance allowance and living away from home, or whose parental home is not within reasonable travelling distance of the college, may be able to get an allowance of £49.91 a week. Other students getting an education maintenance allowance are not eligible for a bursary maintenance allowance.
Students aged 18 to 24 who are self-supporting, or whose parental home is not within reasonable travelling distance of the college, may be able to get a weekly allowance of £125.55. Otherwise, they may be able to get £99.35.
The bursary is different if you have been in local authority care (see below).
A student who gets UC may be eligible for a weekly bursary (’universal credit student allowance’) of £28. Note that this lower rate means it has a minimal effect on UC, as student income of more than £110 per month reduces UC pound for pound – see here and the example for Paula.
You may be able to get a bursary to pay up to £140.13 a week rent for college accommodation or college-approved lodgings. Instead of the standard maintenance allowance, you get a personal allowance of £36.70 a week. If you get an education maintenance allowance, you can also get your college accommodation rent paid in this way but do not get the extra personal allowance in addition to this.
A care-experienced bursary maintenance allowance is an award of bursary maintenance allowance paid to a student who has been in local authority care at some time in their life (looked after). Students who were looked after in informal care arrangements with social work or local authority involvement may also be eligible. It is £225 a week from age 16 onwards. Colleges are advised to make the optimal funding award, particularly for students who are eligible for benefits.
You can claim an allowance of £67.55 a week for a dependent adult for whom you have care or financial or legal responsibilities and whose weekly income is less than £67.55.
You may be able to get support towards study and travel expenses if you have extra expenses because of a disability. The amounts are at the discretion of the college. You can get the ASNLA in addition to an education maintenance allowance.
The income-assessed study expenses allowance is for essential items such as textbooks and special clothing. You can get this allowance in addition to an education maintenance allowance.
You can claim expenses if you have to travel more than two miles (it may be further for some colleges) from your term-time address. You may be able to get travel to college, to a childcare provider, to a mandatory placement and up to eight single journeys between your permanent home and your term-time address. The allowance is income assessed. You can get this allowance in addition to an education maintenance allowance. Students under 22 can apply for free bus travel instead – see transport.gov.scot/concessionary-travel/young-persons-free-bus-travel-scheme.
The FE discretionary fund is intended to help students who are in financial difficulties. Your college decides whether you are eligible and, if so, how much you can get.
This is extra funding that can help you with the costs of registered or formal childcare if you have children. If you are an eligible lone parent, you can get £1,215 in 2026/27, and the college may top this up to a higher amount if your childcare costs more. If you are a student parent with a partner, you can also receive help with childcare costs. Your college decides how much you can get. Your income is not assessed and the grant is not repayable.
Part-time students with annual earnings of £25,000 or less can apply for a part-time fee grant from Student Awards Agency Scotland. Your course must be between levels 7 and 10 of the Scottish Credit and Qualifications Framework and be between 30 and 119 credits a year (students doing distance learning of 120 credits may also be eligible).
Apply online at saas.gov.uk/part-time/undergraduate-funding.
You can also claim a disabled students’ allowance (see here) if your course takes no more than twice as long as an equivalent full-time course.1 There is a discretionary fund for part-time students to which you can apply if you are in hardship.
If you are a further education (FE) student studying part time, you can claim some of the same support as full-time students. You can claim:
Your college may be able to waive your fees if you get certain benefits or have a low income. The education maintenance allowance of £30 a week is available to part-time students as well as full-time students.1
Student Awards Agency Scotland, Education Maintenance Allowance Guidance 2026 to 2027, July 2026
Student Awards Agency Scotland (SAAS) provides support for postgraduate courses at diploma or masters level. The funding is also available for distance-learning postgraduate courses. Awards from SAAS for 2026/27 for a one-year course consist of:1
You can get the same total support for a full-time two-year course, with half paid each year.
Part-time postgraduate students can apply for a tuition fee loan of £7,000 for the full course – ie, £3,500 a year for a two-year course.
All postgraduate students can also apply to the postgraduate discretionary fund and childcare fund.
Research councils also give awards for postgraduate courses (mainly PhDs) and each have their own rules for how grants are awarded. Typically, an award may consist of tuition fees, a maintenance grant or stipend, disabled students’ allowance and a research support grant.
Social work students can apply to the Scottish Social Services Council (SSSC) for a postgraduate bursary made up of an income-assessed grant, supplementary grants, travel costs for placements and tuition fees. If not awarded an SSSC bursary, social work students can apply to SAAS for postgraduate funding.
Professional Graduate Diploma in Education students are eligible for the same support as undergraduates (see here).
Self-funding full- and part-time postgraduates can get a disabled students’ allowance from SAAS.
Paramedic, nursing and midwifery students may be able to get tuition fees paid as well as a bursary and grants for living costs.1 Application forms are available from Student Awards Agency Scotland (see Appendix 2).
They also have access to a higher education discretionary fund.
If you are a paramedic, nursing or midwifery diploma or degree student, you can get a non-means-tested paramedic, nursing and midwifery bursary of £10,000. In the first year, an extra £60 initial expenses allowance is paid. For nursing and midwifery students, in the fourth year the bursary is reduced to 75 per cent. Paramedic students get £10,000 for each of the three years of their course. The bursary includes £5 a day for travel expenses – see the PNMSB Placement Expenses application form.1
The following grants are available for your living costs:
Amounts are reduced proportionately in the final (shorter) year.
Some companies and government departments sponsor students on their courses. Many universities have scholarship pages on their website.
Some charitable trusts provide funds, usually small amounts, to students. Student Awards Agency Scotland (SAAS) has a register of education endowments at saas.gov.uk/full-time/register-of-education-endowments, which lists Scottish trusts that may be able to help. Lead Scotland also has a list of trusts that provide educational grants at lead.org.uk/charitable-trusts-providing-educational-grants-for-individuals.
The Carnegie Education Fund can help with tuition fees in certain circumstances if these are not covered by SAAS. Read more at carnegie-trust.org/award-schemes/undergraduate-tuition-fee-grants.
This chapter explains how much weekly income is taken into account when working out your entitlement to universal credit (UC). If you are getting housing benefit, see Chapter 13.